Fast & Flexible Equipment Financing for Every Business
Get approved in minutes for equipment loans or leases - even with bad credit. Finance new or used gear with flexible payments and fast funding.
Financing Made for Business Owners
At Smart Business Credit, we help businesses of all sizes access the equipment they need - without the red tape. Whether you need heavy machinery, titled vehicles, or specialty equipment, our flexible loans and lease options make it simple to grow your business fast.
⚡ Fast Approvals & Quick Funding
Get approved in as little as 1 hour and funded fast. We work with all credit types - including startups and growing businesses - to ensure you never miss an opportunity.
🏗️ Finance or Lease Any Equipment
From construction gear to farm equipment, titled vehicles, or specialty equipment, we finance and lease it all. Choose loan or lease options that fit your business and budget.
💰 Flexible Terms & Low Payments
Enjoy affordable monthly payments, low down payments, and customizable loan terms. We tailor financing to your business cash flow so you can focus on growth.
📝 No Hard Credit Check & Easy Application
Apply online in minutes - no credit hit required. Get a free quote today and see how simple it is to finance or lease new or used equipment.
Financing Options That Fit Your Needs
Access capital to purchase new or used equipment with fixed monthly payments through our flexible equipment loans.
Bidding at an auction? Get pre-approved and bid with confidence using our auction equipment financing.
Starting a new business? Our startup financing options are tailored to help you get the equipment you need.
How Our Financing Process Works
Apply Online in Minutes
Complete our secure online application — no hard credit pull required.
Approval in as soon as 1 hour
Our team reviews your info and gets you approved fast.
Choose the Right Financing Plan
Select lease or loan terms that work best for your budget.
Get pre approved
Ready to Finance or Lease Equipment? Call us directly at (800) 798-6862 and get approved fast!