Medical Equipment Financing
What We Finance
We fund a wide range of medical, dental, and diagnostic equipment, including:
- X-ray and imaging machines
- Dental chairs and treatment units
- Exam tables and operating room tools
- Diagnostic monitors and scopes
- Physical therapy and rehab equipment
- Ultrasound, EKG, and ECG systems
- Lab and sterilization equipment
- Medical-grade refrigeration and storage
- Patient monitoring systems
- EMR-integrated computers and carts
Whether you're purchasing from a dealer, manufacturer, or private seller, we make the process fast and reliable.
Who We Help
Our financing programs are ideal for
- Independent physicians and private practice owners
- Dentists, orthodontists, and oral surgeons
- Physical therapists and rehab providers
- Chiropractors and holistic health clinics
- Urgent care and outpatient centers
- Medical startups and newly licensed providers
We understand the regulatory and operational needs of healthcare professionals — and we’re here to support both new practices and established providers.
Approved Sellers and Equipment Sources
You can use our financing for equipment purchased from:
- Authorized medical and dental equipment dealers
- Direct manufacturer sources
- Online medical supply resellers
- Refurbished and liquidation vendors
- Private sales from retiring professionals
We’re able to bundle multiple items from different sellers into one financing package if needed.
Medical Equipment Financing Options
Equipment Loans
Get full ownership with predictable monthly payments. Perfect for long-term investments and depreciable assets.
Lease-to-Own Programs
Start with low monthly payments and transition to ownership at the end of the lease. Ideal for cash flow-sensitive practices.
Used and Refurbished Equipment Financing
Pre-approvals available for certified pre-owned equipment — including private party purchases and liquidation buys.
How It Works
Step 1: Apply Online
Submit your application in minutes with no hard credit pull.
Step 2: Get Approved
We typically approve financing within 24 hours. We consider all credit types.
Step 3: Finalize and Fund
We send payment to the seller, and you take delivery of your equipment — ready to serve patients.
Why Medical Professionals Choose Smart Business Credit
- No hard credit check to apply
- Fast decisions and minimal paperwork
- Startup-friendly and low-doc programs
- Lease and loan options available
- Financing for used or private party purchases
- Ability to fund multiple equipment items in one agreement
- Personalized support from healthcare-aware advisors
We know how critical your equipment is to patient care and operational success. We help you access it — quickly and affordably.
Frequently Asked Questions
Can I finance equipment for a new medical or dental practice?
Yes. We specialize in supporting startups and first-time buyers.
Do you finance used or refurbished equipment?
Yes. We work with certified used sellers, private parties, and liquidators.
Can I finance items from multiple vendors?
Absolutely. We can bundle them into one loan or lease agreement.
What is the approval time?
Most applications are approved within 24 hours.
Does applying affect my credit?
No. We only do a soft pull for pre-approval.
